Now available for a limited time in your PayPay app, is your own personal 2020 usage report. This report will give you an overview of how much money you spent using PayPay throughout all of 2020, as well as how much cashback you earned, and a summary of the top 3 merchants where you spent the most money.

We released this with the intention of it being a helpful tool to help you understand a little of your personal spending habits from the last 12 months.

The more you use your PayPay, the more cashback you earn and the higher your personal savings can grow. Whenever you pay using your PayPay wallet the transaction will contribute towards your PayPay Step cashback status and can increase your rewards in the following month.

You can charge your PayPay wallet balance at any time using a registered bank account, via a Seven Bank ATM or from accepting a P2P payment from a friend.

Along with other features such as our bonus management feature and PayPay coupons, we want to put more and more tools at your disposal to save money and help you benefit in more ways from cashless payments.

As more and more stores are set to join PayPay in 2021, you will have more and more opportunities to save with more of your daily purchases.

How much money did you save in 2020? And how much will you save in 2021? Let us know on Twitter.